Romania Compliance Report

Regulatory Overview

Regulatory Status

Active legislative/regulatory process underway

Key Regulator(s)

Bank of Romania, Romanian Financial Supervisory Authority

Primary Legislation

Regulation (EU, Transposed into Romanian law, e.g., via Law No. 24/2017 regarding issuers of fin, Law No. 431/2023 (Official Gazette, 29 Dec 2023) implements the EU Minimum Tax D, Draft Ordinance of 23 Jan 2026 amends the Fiscal Code to align with EU DAC 9 pro

Travel Rule

Adopted — Threshold: €1,000

Tax Reporting

Cryptocurrency is legal in Romania, but there is no dedicated crypto-specific regulatory framework or licensing regime; general tax and AML laws apply. Fiscal Code. The primary tax authority is ANAF (National Agency for Fiscal Administration), operating under the Ministry of Public Finance, which administers the Fiscal Code (Law No. 571/2003). Fiscal Code. No dedicated crypto license exists in Romania; no entities have been licensed for crypto activities because no licensing framework has been established. 1_EN_ACT_part1_v4.docx. Romania is subject to EU-level frameworks including the 5th Anti-Money Laundering Directive, which extends AML obligations to virtual currency exchanges and custodian wallet providers. 1_EN_ACT_part1_v4.docx. The practical reality is that crypto businesses operate in a legal gray area, relying on general fiscal and AML provisions while awaiting transposition of EU crypto-asset regulations (MiCA). 1_EN_ACT_part1_v4.docx

Key Facts

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