Suriname -- Securities Classification Regulatory Overview

Executive Summary

• Cryptocurrency and digital asset activities in Suriname are not subject to a comprehensive, dedicated regulatory framework as of 2025–2026; no specific crypto-asset licensing regime exists, and no authority has been formally designated as the crypto regulator under a standalone digital asset law. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Central Bank of Suriname (Centrale Bank van Suriname, CBvS) exercises regulatory authority over financial institutions and payment systems, which may extend to certain digital asset activities if characterized as financial services, but no dedicated crypto-asset license has been created or granted to any entity. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Government of Suriname (GOS) has taken steps toward improving the broader financial and anti-money laundering (AML) framework, including legislative reforms pursued in cooperation with international partners such as the IMF, but these efforts do not yet specifically address virtual asset service providers (VASPs) or digital asset securities. 1 Executive Summary The Government of Suriname (GOS) ...
• No entity has been licensed to conduct cryptocurrency exchange, custody, or digital asset securities business in Suriname; the practical reality is that such activities operate in a legal gray zone, and market participants face uncertainty regarding their regulatory status. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Suriname is not a member of the Financial Action Task Force (FATF) but is subject to FATF-style evaluations through its membership in the Caribbean Financial Action Task Force (CFATF), and the IMF has urged Suriname to strengthen its AML/CFT framework, including for emerging financial technologies. 1 Executive Summary The Government of Suriname (GOS) ...

Regulatory Framework

• The primary regulatory authority in Suriname's financial sector is the Central Bank of Suriname (Centrale Bank van Suriname, CBvS), which oversees banking, credit institutions, and payment services under the Banking and Credit System Supervision Act (Bank- en Kredietsysteem Toezichtwet); however, this act does not contain provisions specifically addressing crypto-assets or digital asset securities. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Government of Suriname (GOS) has been engaged in a multi-year Extended Fund Facility (EFF) arrangement with the International Monetary Fund (IMF), under which Suriname has committed to financial sector reforms, including improvements to the AML/CFT regime, but these reforms do not yet include a dedicated framework for virtual assets. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Securities Act of Suriname (Wet Toezicht Effectenverkeer) governs the issuance and trading of securities in Suriname, and its definitions of "securities" are based on traditional financial instruments such as shares and bonds; there is no public evidence that digital assets or cryptocurrencies have been formally classified as "securities" under this act by the CBvS or any court. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Anti-Money Laundering and Countering the Financing of Terrorism Act (Wet Bestrijding Witwassen en Terrorismefinanciering) imposes obligations on "reporting institutions," which include banks, money transfer offices, and other financial service providers; the scope of this act does not explicitly extend to crypto-asset exchanges or wallet providers unless they are otherwise regulated as financial institutions. 1 Executive Summary The Government of Suriname (GOS) ...
• Suriname is a member of the Caribbean Financial Action Task Force (CFATF), the FATF-style regional body for the Caribbean, and is subject to mutual evaluations by that body; the IMF has noted that Suriname's AML/CFT framework requires strengthening, particularly in relation to supervision and enforcement. 1 Executive Summary The Government of Suriname (GOS) ...
• The Government of Suriname has signed a Memorandum of Understanding or similar cooperation arrangements with international partners, including the United States, to combat money laundering and financial crimes, and these arrangements may extend to the investigation of crypto-related financial crimes. 1 Executive Summary The Government of Suriname (GOS) ...
• There is no dedicated "Virtual Asset Service Provider Act" or equivalent legislation in Suriname, and no draft bill on digital assets has been publicly presented as of 2025–2026. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Suriname Financial Intelligence Unit (FIU) operates under the Ministry of Finance and receives suspicious transaction reports from reporting institutions; it has jurisdiction over AML/CFT reporting but does not have a separate licensing function for crypto businesses. 1 Executive Summary The Government of Suriname (GOS) ...
• The IMF's 2025 country report for Suriname (IMF Staff Country Report Volume 2025 Issue 097) notes that the financial sector in Suriname remains underdeveloped and that reforms are ongoing; the report does not identify any crypto-specific regulation as a completed or pending reform. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)

Licensing Requirements

• There is no dedicated cryptocurrency or digital asset licensing regime in Suriname; no authority has been empowered by statute to issue licenses for virtual asset service providers (VASPs), digital asset exchanges, or crypto custodians. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Entities seeking to conduct crypto-related activities may, in practice, need to obtain a banking or credit institution license from the Central Bank of Suriname (CBvS) under the Banking and Credit System Supervision Act if their activities are deemed to constitute banking business, but such classification is uncertain and no precedents exist. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Securities Act of Suriname requires a license for persons operating as brokers or dealers in securities, but this requirement has not been applied to digital assets; the CBvS has issued no public clarification or guidance on whether crypto tokens qualify as "securities" under the act. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The minimum capital requirements for a banking license in Suriname are set under the Banking and Credit System Supervision Act, but these thresholds are not calibrated for crypto-asset businesses, and no capital requirement exists specifically for VASPs. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The application process for a banking or securities license in Suriname typically involves submission of a business plan, proof of capital, and background checks on directors, but none of these processes are tailored to digital asset businesses, and there is no dedicated application window or procedure for crypto firms. 1 Executive Summary The Government of Suriname (GOS) ...
• No timeline for processing a crypto-related license application can be provided because no such license exists; the CBvS has not published criteria or timelines for approving VASP applications. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Structural requirements that would apply to a licensed crypto business in Suriname are undefined; there is no requirement for local incorporation, local directorship, or physical presence that is specifically applied to digital asset service providers. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• As of 2025–2026, zero entities have been licensed in Suriname to conduct cryptocurrency exchange, digital asset custody, or digital asset securities activities. The CBvS has not granted any such license, and no public registry exists because no licensing framework operates. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)

AML/KYC Requirements

• The Anti-Money Laundering and Countering the Financing of Terrorism Act (Wet Bestrijding Witwassen en Terrorismefinanciering) currently in force in Suriname imposes customer due diligence (CDD), record-keeping, and suspicious transaction reporting obligations on "reporting institutions." 1 Executive Summary The Government of Suriname (GOS) ...
• Reporting institutions under the AML/CFT Act include banks, credit unions, money transfer services, and other financial institutions supervised by the Central Bank of Suriname; crypto exchanges and wallet provides are not explicitly listed as reporting institutions unless they qualify as financial enterprises under the law. 1 Executive Summary The Government of Suriname (GOS) ...
• Enhanced due diligence (EDD) is required for politically exposed persons (PEPs) and for higher-risk relationships, but the law does not contain provisions specific to virtual assets, such as travel rule requirements for crypto transfers. 1 Executive Summary The Government of Suriname (GOS) ...
• The Suriname Financial Intelligence Unit (FIU) receives suspicious transaction reports (STRs) from reporting institutions, but it has not issued guidance on STR filing for crypto-related transactions, and reporting institutions have no clear obligation to report crypto-specific suspicious activity. 1 Executive Summary The Government of Suriname (GOS) ...
• Record retention requirements under the AML/CFT Act require reporting institutions to keep transaction and identification records for a specified period, but this period is not publicly documented, and no specific retention rules exist for virtual asset transactions. 1 Executive Summary The Government of Suriname (GOS) ...
• Beneficial ownership reporting requirements apply to legal entities under Suriname's corporate and AML laws, but these requirements are not extended to cover the beneficial owners of crypto wallets or token issuers. 1 Executive Summary The Government of Suriname (GOS) ...
• The Government of Suriname has cooperated with the United States and other international partners to strengthen its AML/CFT regime, including through information-sharing and technical assistance programs, but these programs have not specifically targeted crypto-asset compliance. 1 Executive Summary The Government of Suriname (GOS) ...
• The IMF has encouraged Suriname to ensure that its AML/CFT framework remains compliant with international standards, including the FATF recommendations, but as of 2025–2026, Suriname has not enacted FATF Recommendation 15-specific measures on virtual assets and VASPs. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)

Enforcement Actions

• The Central Bank of Suriname (CBvS) has taken enforcement actions against financial institutions for AML/CFT deficiencies, including the revocation of licenses of non-compliant banks in recent years, but no public enforcement action specifically involving a cryptocurrency business or digital asset securities issuer has been documented. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• No arrests, fines, or penalties have been reported in Suriname related to unlicensed crypto exchange activity, initial coin offerings (ICOs), or digital asset securities transactions, as no legal basis for such enforcement has been identified. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The IMF's 2025 report for Suriname notes that the government has “taken measures” to improve the financial stability framework, including through the resolution of a failing bank, and this action was taken under the central bank’s supervisory powers, not under any crypto-specific law. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Government of Suriname has been subject to international pressure to address financial crime, including through CFATF mutual evaluations; however, no reports of crypto-related enforcement actions arising from these evaluations have been published. 1 Executive Summary The Government of Suriname (GOS) ...

Tax Treatment

• No tax guidance has been issued for virtual assets in Suriname.
• The income tax laws of Suriname (de Inkomstenbelasting) do not contain specific provisions addressing cryptocurrency gains, mining income, or digital asset transactions, and the tax administration has not issued public rulings on the tax treatment of crypto assets. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Suriname has no value-added tax (VAT) system in place; the country relies on a turnover tax (omzetbelasting) on goods and services, but this tax has not been applied or interpreted to cover crypto-asset transactions. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The tax administration of Suriname has not published taxpayer guidance on how to report crypto-asset holdings or gains, and no forms or filing instructions specifically address digital assets. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Capital gains are generally not taxed for individuals in Suriname, and it is unclear whether crypto gains would be treated as taxable income; no official determination has been made public by the tax authorities. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)

Key Gaps & Risks

• The most significant gap is the complete absence of a dedicated legal framework for virtual assets in Suriname; there is no law that defines “virtual asset,” “VASP,” “crypto-asset,” or “digital security,” leaving market participants without legal certainty regarding their standing. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• Businesses operating in Suriname's crypto space face the risk that their activities may be retroactively classified as unlicensed banking or securities dealing, which could result in penalties under the Banking and Credit System Supervision Act or the Securities Act; however, no precedent has been established to predict how the CBvS or courts would treat such a case. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The Financial Intelligence Unit of Suriname does not issue guidance on crypto-specific AML compliance, and reporting institutions do not have clear rules on how to handle crypto-related transactions, creating a gap in the AML/CFT framework. 1 Executive Summary The Government of Suriname (GOS) ...
• International pressure from CFATF and the IMF may lead to the introduction of FATF-style requirements for VASPs in the near future, but until such legislation is enacted and implemented, crypto businesses operate in a regulatory vacuum. 1 Executive Summary The Government of Suriname (GOS) ...
• The absence of a licensing regime means there is no supervisory oversight of crypto businesses for consumer protection, market integrity, or financial stability purposes, and there is no mechanism for investors to seek redress through a regulator. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The practical reality is that while crypto activity is not prohibited in Suriname, it is also not authorized, and there is no government office or agency that can provide definitive answers to crypto entrepreneurs regarding their compliance obligations. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)
• The IMF's 2025 report highlights that Suriname's financial system is shallow and that the central bank's supervisory capacity is limited; this institutional weakness exacerbates the risks for crypto businesses, as even compliant firms may not receive adequate regulatory engagement. Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)

Sources

• 1 Executive Summary The Government of Suriname (GOS) ...
• united states securities and exchange commission
• Suriname: Ninth Review Under the Extended Arrangement Under the Extended Fund Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing Assurances Review-Press Release; Staff Report; and Statement by the Executive Director for Suriname in: IMF Staff Country Reports Volume 2025 Issue 097 (2025)